Terms and conditions for your subscription

Please read these terms carefully before using our financial planning subscription service. By subscribing, you agree to these terms, which govern your use of our website and services.

September 27, 2025

Acceptance of terms

By accessing or using our service, you acknowledge and accept these terms and any future changes. If you disagree, please discontinue use.

Definitions

Key terms used within these conditions are defined below for clarity.

"Service" refers to the financial planning subscription provided by berivaltor.com.

"Subscriber" means any individual or entity that registers for our planning service.

"Content" includes all information, materials, and resources provided on this site.

"Advisor" refers to our qualified financial planning professionals.

Using our service

The service is intended for personal use by Australian residents. You must provide accurate information and use the service lawfully.

Eligibility

To subscribe, you must be at least 18 years old and legally able to enter a contract in Australia.

Service is not available to minors.

Your responsibilities

Subscribers are responsible for providing accurate information and using the service appropriately.

Keep login credentials secure and confidential.

Update your information if circumstances change.

Use the service only for lawful purposes.

Notify us immediately of any unauthorised account use.

Prohibited uses

Certain activities are not allowed while using our service.

Attempting to gain unauthorised access to systems or data.

Using the service for fraudulent or unlawful purposes.

Sharing or distributing private information without consent.

Impersonating another person or entity.

Transmitting malicious code or interfering with site operation.

Intellectual property rights

All content, branding, and materials are the property of berivaltor.com or licensors. Use is limited to personal reference and may not be reproduced without permission.

User content

Any content submitted by users must not infringe on third-party rights or legal standards.

User content rights

You retain rights to your content but grant us a licence to use it for service delivery.

Privacy and data security

Your information is protected in accordance with our Privacy Policy, which outlines data collection, use, and security measures.

Read privacy policy

Service disclaimer

Our website and service provide general information and guidance only.

Important notice

Results may vary and past performance does not guarantee future outcomes.

Limitation of liability

We are not liable for damages or losses arising from use of our website or service.

Indemnification

You agree to indemnify berivaltor.com from claims arising from misuse of the service.

Dispute resolution and law

Any disputes will be resolved under Australian law and in accordance with these terms.

Arbitration

Disputes may be subject to arbitration as permitted by law.

This does not affect your statutory rights.

Online dispute resolution

You may use online dispute resolution to address complaints or queries.

Read our disclaimer for details

Severability

If any provision is invalid, the rest remain effective.

Entire agreement

These terms constitute the full agreement between you and berivaltor.com.

Applicable law

Australian law applies to all aspects of these terms and service use.

Termination

We may suspend or terminate access for breach of these terms or misuse of the service.

Modifications

We may update these terms at any time; continued use indicates acceptance.

Contact for terms

For questions regarding these terms, please contact us.

Email address: content@berivaltor.com

Phone number: +61-8-2494-6722

Address: 1 Bligh Street, Level 26, Sydney, NSW 2000 Australia

Effective date: September 27, 2025

Version: 2.0